Census Survey Revisions Mask Health Law Effects

From the New York Times, , 04/15/14-

census bldgWASHINGTON — The Census Bureau, the authoritative source of health insurance data for more than three decades, is changing its annual survey so thoroughly that it will be difficult to measure the effects of President Obama’s health care law in the next report, due this fall, census officials said.

The changes are intended to improve the accuracy of the survey, being conducted this month in interviews with tens of thousands of households around the country. But the new questions are so different that the findings will not be comparable, the officials said.

An internal Census Bureau document said that the new questionnaire included a “total revision to health insurance questions” and, in a test last year, produced lower estimates of the uninsured. Thus, officials said, it will be difficult to say how much of any change is attributable to the Affordable Care Act and how much to the use of a new survey instrument.

With the new questions, “it is likely that the Census Bureau will decide that there is a break in series for the health insurance estimates,” says another agency document describing the changes. This “break in trend” will complicate efforts to trace the impact of the Affordable Care Act, it said.

A major goal of the law is to increase the number of people with health insurance. The White House reported that 7.5 million people signed up for private health plans on the new insurance exchanges and that enrollment in Medicaid increased by three million since October. But the administration has been unable to say how many of the people gaining coverage were previously uninsured or had policies canceled, so the net increase in coverage is unclear.

Health policy experts and politicians had been assuming that the Census Bureau would help answer those questions when it issued its report on income, poverty and health insurance, based on the Current Population Survey. The annual report shows the number of people with various kinds of health insurance and the number of uninsured for the nation and for each state.

Several recent private polls, including one by the Gallup organization, suggest that the number of uninsured is indeed declining, because of the Affordable Care Act and improvements in the economy.

Census officials and researchers have long expressed concerns about the old version of insurance questions in the Current Population Survey.

The questionnaire traditionally used by the Census Bureau provides an “inflated estimate of the uninsured” and is prone to “measurement errors,” said a working paper by statisticians and demographers at the agency.

In the test last year, the percentage of people without health insurance was 10.6 percent when interviewers used the new questionnaire, compared with 12.5 percent using the old version. Researchers said that they had found a similar pattern in the data for different age, race and ethnic groups.

In addition, “the percentage of people with private coverage was statistically higher” when the bureau tested the new questionnaire, the working paper said. For reasons that are not clear, people were less likely to respond when interviewers used the new questionnaire.

Another Census Bureau paper said “it is coincidental and unfortunate timing” that the survey was overhauled just before major provisions of the health care law took effect. “Ideally,” it said, “the redesign would have had at least a few years to gather base line and trend data.”

The old questionnaire asked consumers if they had various types of coverage at any time in the prior year. The new survey asks if they have insurance at the time of the interview — in February, March or April — then uses follow-up questions to find out when that coverage began and what months it was in effect. Using this technique, census officials believe they will be able to reconstruct the history of coverage month by month, over a period of about 15 months, for each person in a household.

However, Mr. O’Hara of the Census Bureau said the agency was not planning to release coverage data from early this year in its next report. Agency officials want to assess the reliability of the monthly data, being collected this year for the first time.

The White House is always looking for evidence to show the benefits of the health law, which is an issue in many of this year’s midterm elections. The Department of Health and Human Services and the White House Council of Economic Advisers requested several of the new questions, and the White House Office of Management and Budget approved the new questionnaire. But the decision to make fundamental changes in the survey was driven by technical experts at the Census Bureau, and members of Congress have not focused on it or suggested political motives. The new survey was conceived, in part, to reduce a kind of bias or confusion in the old survey. When asked about their insurance arrangements in the prior year, people tended to give answers about their coverage at the time of the interview — forgetting, for example, if they had Medicaid for a few months early in the prior year.

People are continually moving on and off Medicaid rolls. The number of people who say in surveys that they have Medicaid coverage is almost always lower than the enrollment figures reported by federal and state agencies that administer the program.

The new survey asks people if they have coverage through an exchange, if it has premiums and if the premiums are subsidized.

People generally know if they have health insurance, but not necessarily the type of coverage. A study by the Census Bureau said that the line between public and private coverage is blurry.

“The same exact coverage will be construed as private by some and public by others,” it said.

Census Bureau research in Massachusetts found that consumers “inevitably conflate Medicaid and the subsidized exchange.” And many people with subsidized private insurance, purchased on the exchange, said they were receiving coverage from the government or the state.

Such perceptions are understandable. “Exchange coverage is a hybrid, partly private and partly government,” said Joanne Pascale, a Census Bureau researcher who helped develop the new questionnaire.

The new survey also includes more detailed questions about whether people were offered insurance at work and whether they accepted it. If a worker is not in an employer’s plan, the government asks why.

Kathleen Thiede Call, a professor at the University of Minnesota School of Public Health, said, “The health insurance data reported in September of this year will not be directly comparable to what was reported last September.”

But Ms. Call, who was consulted by the Census Bureau, said: “I am excited about the redesign of the survey. For the first time, we will be able to look at monthly changes in coverage over a 14- or 15-month period, which was not possible with the old version of the survey.”

One response

  1. Do not believe the numbers and facts from OMB, the cost of individual health insurance for the under age 65 is much much more than what they are reporting. They are reporting the costs of the plans after the monthly or annual premium has been adjusted for the subsidy. Again, of the alleged 7.5 million who signed up under healthcare.gov 4 out of 5 got a subsidy. An additional 6 million were added to the Medicaid roles. All of this Medicaid and subsidy money is UNFUNDED. The source of funding was to be the penalty on the Employers for not offering health insurance and the individual mandate which will not be enforced in an election year.

    As an Insurance Broker I see on a daily basis the horrific effects on quality of service, shrinking doctor networks, fewer and fewer providers. We will all either be forced to a single payor system or for the lucky few pay for our medical bills through private funds (the 1 percenters).

    Change is required NOW.

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